But, after attending the War On Debt class on TUESDAY, I couldn't wait to get started with at least some small changes, so I didn't rationalize anything......I just jumped in and got started!
In the previous post I mentioned that David and I instantly decided we would give up books and car washes for the next year. Doesn't sound like much, but it's a start!
Then I did a little thinking about cutting out satellite, because although we enjoy a lot of shows on the cable channels, most of the shows we watch on a regular basis, come on the local channels. However, I remembered that the only way to record shows when we're not home to see them, is through the DVR, which is through the satellite company.
So, although I didn't cut out satellite altogether, I did go online and discovered the cheapest package they had, which still gave us some of the great channels we normally watch. I changed our package selection and instantly saved us about $35.00 a month!
After that, I got kind of brave, and I approached David about selling his truck (paid for), and putting that money toward my suburban, which we are still financing. I really hated to bring this up, because it's been a very stressful week and you know.....timing can be everything!
But, I was shocked and very surprised when he said YES to my question of "would he be willing....." and so now......it seems we will be selling one vehicle, cutting down our debt, and getting rid of the insurance and maintenance on a truck that literally just sits in the driveway most of the time!
So......the whole point of this post is......just jump in and get started!
You don't have to wait until Monday or January 1st or the moon aligns with the .........whatever it's supposed to align with!
Just look at your expenses (justified and not) and cut something, lower something, sell something.....whatever you can do to get started.
You will be motivated by these small victories and want to keep going.
What are you waiting for?